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Hamid Jabbar

Hamid Jabbar

Michael Jackson and Bankruptcy

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Of all the news circulating this week in the aftermath of Michael Jackson’s untimely death, an article in the Wall Street Journal today caught my eye.  The article discussed briefly the 1999 bankruptcy of Jackson’s parents, who had amassed an estimated $24 million dollars in debt and were forced into a Chapter 7.  This is just a […]

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New Jersey Court Holds Drunken “Idling” is Not DUI

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The New Jersey Law Journal reported on May 28, 2009, about an appeals court ruling holding that under New Jersey law, being drunk behind the wheel of a parked vehicle, even with the engine running and the parking brake off, can’t carry a DWI conviction without proof of intention to drive.  The case was State […]

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California Bar Monitors Attorneys’ Loan Modification-Related Advertising

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As a member of the California Bar, I like to think that we are an honorable bunch of lawyers.  A recent article in the California Bar Journal illuminates an issue I have been speaking about for quite sometime.  Many of my fellow lawyers were annoyed by my preachiness and warnings not to get involved with […]

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Cramdown Bill Fails in the Senate

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I previously wrote here about a proposed bill that would have allowed bankruptcy judges to modify mortgages in a Chapter 13 bankruptcy. Yesterday, in light of strong opposition from the banking industry lobby, the bill failed to muster enough votes to make it through the Senate.  President Obama pledged to sign the bill into law […]

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California County Stops Prosecuting Misdemeanors

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The WSJ Law Blog has an interesting post today about Contra Costa County, in California.  The County has stopped prosecuting a host of misdemeanor crimes following the layoff of 18 prosecutors.  The Law Blog reports: Which infractions won’t be prosecuted? The list includes non-DUI traffic offenses such as driving with a suspended license and reckless […]

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Consumer Bankruptcy Basics

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Today’s L.A. Times has a great article on consumer bankruptcy, which discusses the basic distinctions between a Chapter 7 bankruptcy and a Chapter 13.  It’s a good read for anyone with substantial debts and questions about how the process works. Generally speaking, a Chapter 7 — often called a “liquidation” bankruptcy — is for people […]

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Supreme Court Shows Signs of Reason on Car Searches

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The Supreme Court’s recent decision in Arizona v. Gant restores some sense of reason to the previously unfettered authority of police officers to search a person’s car incident to an arrest.  Full text of the opinion is available here.  Mr. Gant’s case is typical of cases I have encountered in my practice.  While driving in […]

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A Change is in the Works?

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The Helping Families Save Their Homes Act of 2009 [H.R. 1106] passed the House of Representatives on March 6, 2009.  The Act will allow U.S. Bankruptcy Court Judges to modify mortgages on primary residences in  certain types of bankruptcy proceedings by reducing the balance of the mortgage to the fair market value of the house. […]

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What is a “Cramdown”?

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If a person filing a Chapter 13 bankruptcy owns a house which is worth less that the mortgage on that house, Section 1322(b)(2) of the bankruptcy code gives the court the ability to reduce the balance of the mortgage to the fair market value of the house.  This so-called “cramdown” has two main benefits: It […]

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Loan Modifications: Don’t Be Scammed

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On April 6, 2009, U.S. Attorney General Eric Holder announced the formation of a multi-agency task force to shut down so-called “loan modification” scams.  Federal and State agencies nationwide have brought civil cases and criminal charges against several companies that purport to specialize in “loan modifications.”  Attorney General Holder cautioned homeowners not to pay up-front […]

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